About Us

The Qur'anic "goodly loan" — interest-free, with no fees of any kind. A borrower repays exactly what they received, nothing more.

None. No interest, processing fee, service charge, application fee, SMS charge, penalty, security deposit, or advance deduction. Borrowers repay exactly what they borrowed, in small installments.

General loans cap around ৳20,000. A new branch actually starts every borrower at a ৳5,000 software-enforced limit, raising it gradually as the branch proves reliable. Reliable repayers become eligible for double the loan next round (fund permitting); a default halves the limit.

Small business working capital, buying or repairing a rickshaw/van, a sewing machine, farming inputs, home repairs, a child's education or medical costs, even a daughter's wedding. Productive, income-generating uses are prioritized.

Five more, alongside the core interest-free loan: Help for the Disabled, Underprivileged Education, Education Loans, Cow Loans, and Tubewell Setup — each with its own structure below.

This isn't a loan — people unable to work due to disability, with no one to support them, get a verified public profile instead. Interested donors give directly to them through the branch. Masjid.Life doesn't collect funds for this itself.

Bright students from poor families who can't afford to continue their studies get a branch-built profile, and Masjid.Life helps find a sponsor — often funded through Zakat.

It's for university students specifically: borrow during your studies, repay after graduating and earning. The lender sends funds directly to the student's account, with Masjid.Life overseeing the process.

Funds are given right after Eid-ul-Adha so a farmer can buy a cow. The cow is sold before the next Eid-ul-Adha — the farmer keeps the profit, and the original loan amount is returned to fund the next cycle.

Zakat-funded tubewells for families facing a drinking-water crisis. Each application is reviewed jointly by the branch team, mosque committee, and local community over a video call before approval, which keeps the process free of favoritism.

Yes — alongside standard mosque branches, Masjid.Life also supports thana-level branches for specific groups, such as low-income imams, muezzins, and madrasa teachers, with a higher loan ceiling of up to ৳1,00,000. A pilot is already running in Feni. Any dedicated group — teachers, doctors, and similar — can apply to start one, though volunteers cover their own incidental costs, since the organization runs at zero cost.

100% goes to branches for interest-free lending. Nothing is spent on salaries, offices, or overhead — those costs don't exist in the first place.

Check the Donors & Lenders list on this site within 24 hours of giving. If your name doesn't appear, your donation hasn't been processed yet — or didn't reach Masjid.Life.

Yes. Masjid.Life runs open-book software — every donor, loan, and repayment is published live. You can trace your donation to the exact branch and see who it helped.

Yes — you can list a deceased relative's name or a pseudonym instead of your own if you'd rather not appear by name.

A local team of 7-10 volunteers (a leader, a treasurer, and members) forms and applies via the "Apply Online" button on this site. It costs nothing to open — Masjid.Life provides full support for free.

Loan decisions, disbursement, and installment collection all happen at the mosque after Jumu'ah prayer — never door-to-door at a borrower's home, which keeps the process public and avoids a borrower being wrongly flagged as a defaulter from a delayed posting.

The branch management team, but no loan moves without a signed resolution carrying at least 6 signatures — not even the team leader can override that.

No. Charging anything beyond the loan itself, under any name, is explicitly banned, as is publicly shaming a late borrower. (Legal action is reserved for actual fraud.)

So the community can immediately flag any fake or ineligible recipient — transparency works as fraud prevention, not just disclosure.

Only use a bank account, bKash, or Nagad number listed on this website. Never send money based on a number given only by phone, message, or a third party.

That means your money never reached Masjid.Life. Report it immediately via WhatsApp or email so it can be investigated.

Contact founder Kamal Ahmed directly — WhatsApp (+1 919 360 8286) or email (masjid.life.kamal@gmail.com), the same channels listed on the About page.